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| Fresno | | Why not take advantage of current | | Capital Sum: The maximum lump sum |
| Fort Collins | | low prices? Many auto insurance | | payable in the event of accidental |
| Athens | | consumers are becoming educated | | death or dismemberment. |
| Reading | | on other companies, plans, and rates | | |
| Huntington Beach | | that are available to them; ones that | | Equity: The money value of an |
| Pasadena | | could afford them significant savings | | insurance company that is over and |
| Garland | | on their auto insurance. | | above its liabilities. Liabilities include |
| Woodbridge | | | | almost all of its reserves. |
| Lincoln | | We offer quotes for auto insurance, | | |
| Belleville | | life insurance, homeowners | | Partnership: A business enterprise |
| St. Joseph | | insurance, health insurance, term life | | owned and operated by two or more |
| Providence | | insurance and more. | | persons for the purpose of generating |
| White Plains | | | | business income and profits. |
| Huntington | | If you have noticed that your auto | | |
| Salt Lake City | | insurance rates are still increasing | | Gross Line: The total limit accepted |
| Arlington | | with each renewal, or even have not | | by an insurer on an individual risk, |
| Bronx | | gone down even though you have a | | including the amount to be reinsured. |
| Lawton | | great driving record, this lower pricing | | |
| Oakland | | trend makes it more important then | | Federal Deposit Insurance |
| Jasper | | ever that you shop around for auto | | Corporation (FDIC): An agency of the |
| Corona | | insurance. | | federal government which insures |
| Slidell | | | | bank deposits up to a stated |
| Salem | | Everyone has different needs, and | | maximum. |
| Hattiesburg | | not one size fits all when it comes to | | |
| Portland | | term life insurance. While it may make | | United States Aircraft Insurance |
| Lake Worth | | sense for people in their 30s and 40s | | Group: A group of insurers providing |
| Eugene | | to secure a 20-year term length, a | | facilities for all forms of Aviation |
| Lancaster | | 10-year term might be more | | Insurance. |
| Palm Harbor | | appropriate for someone nearing | | |
| Jackson | | retirement. | | Malicious Mischief: Similar to |
| Worcester | | | | vandalism. Purposely damaging the |
| Englewood | | Make sure you have a new policy in | | rights or property of another. |
| Akron | | place before you cancel your old one | | |
| Fort Collins | | to avoid a lapse in coverage. This will | | Mandatory Valuation Reserve: A |
| Bayside | | also prevent having to figure out the | | reserve required by a state law to |
| Sioux City | | amount of any unused premium that is | | offset any declines in the valuation of |
| Joliet | | due to you from your old insurance | | securities listed as admitted assets. |
| Anderson | | company, or having to spar with your | | |
| Longmont | | agent about exactly when your policy | | |
| Pasadena | | was cancelled and how much they | | |
| Santa Ana | | owe you. | | |
