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| Chula Vista | | Make sure you have a new policy in | | Mutualization: The process of |
| Oceanside | | place before you cancel your old one | | converting a stock insurer to a mutual |
| San Diego | | to avoid a lapse in coverage. This will | | insurer, accomplished by having the |
| Worcester | | also prevent having to figure out the | | insurer buy stock and retire it. |
| Bayside | | amount of any unused premium that is | | |
| Longmont | | due to you from your old insurance | | Coding: A method of putting |
| Winter Haven | | company, or having to spar with your | | information into a numerical form for |
| Salem | | agent about exactly when your policy | | statistical use. Most information on |
| Fremont | | was cancelled and how much they | | policies is coded and then put into |
| Goldsboro | | owe you. | | reports. |