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| Boulder | | Why not take advantage of current | | Multi-Peril Policies: Policies which |
| Brooklyn | | low prices? Many auto insurance | | cover a number of perils, such as fire, |
| Poughkeepsie | | consumers are becoming educated | | burglary, and liability, in a single |
| Vancouver | | on other companies, plans, and rates | | contract. |
| Kingsport | | that are available to them; ones that | | |
| Slidell | | could afford them significant savings | | Malicious Mischief: Similar to |
| Bakersfield | | on their auto insurance. | | vandalism. Purposely damaging the |
| Palm Harbor | | | | rights or property of another. |
| Rochester | | If you have noticed that your auto | | |
| Columbia | | insurance rates are still increasing | | Effective Date: The date on which the |
| Rapid City | | with each renewal, or even have not | | protection of an insurance policy or |
| Panama City | | gone down even though you have a | | bond goes into effect. |
| Muskegon | | great driving record, this lower pricing | | |
| Fort Smith | | trend makes it more important then | | Agent's License: A certificate of |
| Tacoma | | ever that you shop around for auto | | authority from the state which permits |
| Independence | | insurance. | | the agent to conduct business. |
