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| Seattle | | Individuals who have 30-year | | Indemnity: Restoration to the victim of |
| Killeen | | mortgages might want to consider a | | a loss by payment, repair, or |
| Baltimore | | 30-year term to ensure that the house | | replacement. |
| Valdosta | | is protected throughout the period of | | |
| Springfield | | the loan. | | Premium Notice: A form notice from |
| Wichita Falls | | | | an insurer or agency to a policy |
| Detroit | | The quickest and easiest way to | | owner that a premium will be due on a |
| Spring Hill | | shop for new insurance is by | | given date. |
| Mountain View | | comparing rates at InsWebs online | | |
| Inglewood | | marketplace. If you do it the | | Commercial Lines: This term is used |
| Staten Island | | old-fashioned way (by calling or | | to refer to insurance for businesses, |
| San Francisco | | visiting multiple agents or insurance | | professionals, and commercial |
| Stuart | | companies) it could take up a huge | | establishments. |
| Lowell | | chunk of your time, which no one | | |
| Winter Park | | wants or needs. By completing | | Domestic Insurer (or Company): An |
| Cleveland | | InsWebs online application, you will | | insurer formed under the laws of the |
| Overland Park | | have rates to compare to your old | | state in which the insurance is written. |
| Roanoke | | ones within minutes! | | |
| Odessa | | | | Burning Ratio: The ratio of losses |
| Independence | | Life insurance, specifically Term Life, | | suffered to the amount of insurance in |
| Santa Rosa | | is arguably one of the best values in | | effect. |
| Cranston | | the entire financial services arena. | | |
| Fort Smith | | Where else can you go and get | | Net Loss: The amount of loss |
| San Diego | | hundreds of thousands of dollars in | | sustained by an insurer after giving |
| Stockton | | protection for literally pennies per | | effect to all applicable reinsurance, |
| Clarksville | | day? Rates for Term Life insurance | | salvage, and subrogation recoveries. |
| Fort Myers | | remain at all-time lows, and now is the | | |
| Franklin | | time to lock in the best prices. | | Earned Income: The money |
| Pittsburgh | | | | individuals earn as a result of working |
| Columbia | | While some companies raise their | | at some job or occupation for which |
| Fredericksburg | | prices based on your actual age, | | they are paid a salary. |
| Anderson | | most companies increase the price of | | |
| Boulder | | their policies six months before your | | Interstate Carrier: A transportation |
| Fairfax | | birthday. Its a term called Age | | company which does business |
| Riverside | | Nearest in the industry, and that | | across state lines. |
| Jacksonville | | half-year price increase could really | | |
| Kansas City | | add up over a 20-year term policy. As | | |
| York | | above, the quicker you purchase your | | |
| Louisville | | policy the better. | | |