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| Johnson City | | At InsWeb, you can compare free | | Captive Agent: One who sells |
| Savannah | | online insurance quotes from many of | | insurance for only one company as |
| Hattiesburg | | the nations leading insurance | | opposed to an agent who represents |
| Knoxville | | companies. | | several companies. |
| Fall River | | | | |
| Johnson City | | The best time to switch policies is | | Legislative Risk: A risk faced by |
| Wichita | | within one month of receiving your | | investors whereby changes in tax |
| Monroe | | policy renewal from your current | | laws can result in adverse effects on |
| Fort Myers | | insurer. You can typically cancel your | | the individual's investment results. |
| Pueblo | | policy without any fees or penalties if | | |
| Rochester | | you act within this time period. | | Replacement: A new policy written to |
| San Diego | | | | take the place of one currently in force. |
| Panama City | | Make sure you have a new policy in | | |
| Jacksonville | | place before you cancel your old one | | Agent's Balance: A periodic |
| Walnut Creek | | to avoid a lapse in coverage. This will | | statement of the sums due and owed |
| Livonia | | also prevent having to figure out the | | to an agent under the agent's contract |
| Johnson City | | amount of any unused premium that is | | with an insurer. |
| Mobile | | due to you from your old insurance | | |
| Bellevue | | company, or having to spar with your | | Minimum Premium: The smallest |
| Malden | | agent about exactly when your policy | | amount of premium for which an |
| Canton | | was cancelled and how much they | | insurer will issue coverage under a |
| Nashua | | owe you. | | given policy. |