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| Cedar Rapids | | At InsWeb, you can compare free | | Absolute Assignment: Assignment by |
| Boston | | online insurance quotes from many of | | a policy owner of all control of and |
| Clearwater | | the nations leading insurance | | rights in the policy to a third party. |
| Waterloo | | companies. | | |
| Albany | | | | Losses Incurred: The total losses, |
| Little Rock | | Make sure you have a new policy in | | whether paid or not, sustained by an |
| Cookeville | | place before you cancel your old one | | insurer during a given period, e.g., 12 |
| Acworth | | to avoid a lapse in coverage. This will | | months. |
| Tacoma | | also prevent having to figure out the | | |
| Albuquerque | | amount of any unused premium that is | | Approved: The condition which exists |
| Burbank | | due to you from your old insurance | | when the person or object to be |
| Pembroke Pines | | company, or having to spar with your | | insured meets the underwriting |
| Akron | | agent about exactly when your policy | | standards of the insurer. |
| Decatur | | was cancelled and how much they | | |
| Franklin | | owe you. | | Foreign Insurer: An insurer domiciled |
| Metairie | | | | in a state of the United States other |
| St. Paul | | The best time to switch policies is | | than the one in which the insured's |
| Franklin | | within one month of receiving your | | insurance is written. |
| Staten Island | | policy renewal from your current | | |
| Sacramento | | insurer. You can typically cancel your | | First Party Insurance: Insurance which |
| Albuquerque | | policy without any fees or penalties if | | applies to coverage for the insured's |
| Fall River | | you act within this time period. | | own property or person. Contrast with |
| Tacoma | | | | Third Party Insurance. |
| Killeen | | Shopping around is the best way to | | |
| Albany | | save money on your insurance. | | Liabilities: Money owed or expected |
| Bloomington | | | | to be owed. Insurance company |
| Arlington | | People who are trying to quit | | financial statements, for instance, |
| Oklahoma City | | smoking, for example, might be best | | show assets and liabilities. |
| Spokane | | suited purchasing a shorter term (and | | |
| Kingsport | | then replacing it with a longer term | | Malinger: To feign a disability for the |
| Waterloo | | policy when they qualify for | | purpose of continuing to collect |
| Muskegon | | non-tobacco prices). | | benefits longer than actually |
| Muncie | | | | necessary. |
| Hattiesburg | | Individuals who have 30-year | | |
| Berkeley | | mortgages might want to consider a | | |
| Longmont | | 30-year term to ensure that the house | | |
| Philadelphia | | is protected throughout the period of | | |
| Hemet | | the loan. | | |
