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| Baton Rouge | | If you decide to cancel your policy | | Accident Year Experience: Measures |
| Ocala | | (after acquiring new coverage) | | premiums and losses relating to |
| Longmont | | outside of the 30-day period, you may | | accidents which occurred during a |
| Rockford | | have to pay a fee or penalty. | | 12-month period. |
| Jasper | | However, you may still save money | | |
| Edison | | after paying the fee if your new policy | | Burning Ratio: The ratio of losses |
| Oklahoma City | | affords you significant savings. So | | suffered to the amount of insurance in |
| Newport News | | while it is best to wait until your | | effect. |
| Cherry Hill | | receive your renewal notice, you CAN | | |
| Norwalk | | cancel your policy at any time. | | Policy Period (or Term): The period |
| Cincinnati | | | | during which the policy contract |
| Huntington | | Shopping around is the best way to | | affords protection, e.g., six months or |
| Houma | | save money on your insurance. | | one or three years. |