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| Rochester | | The quickest and easiest way to | | Dual Life Stock Company: A stock |
| Durham | | shop for new insurance is by | | Life insurer issuing both participating |
| Lorain | | comparing rates at InsWebs online | | and nonparticipating policy contracts. |
| Memphis | | marketplace. If you do it the | | |
| Valdosta | | old-fashioned way (by calling or | | Mandatory Valuation Reserve: A |
| Fort Collins | | visiting multiple agents or insurance | | reserve required by a state law to |
| Virginia Beach | | companies) it could take up a huge | | offset any declines in the valuation of |
| Roanoke | | chunk of your time, which no one | | securities listed as admitted assets. |
| Scranton | | wants or needs. By completing | | |
| Muncie | | InsWebs online application, you will | | Premium: The price of insurance |
| Rockville | | have rates to compare to your old | | protection for a specified risk for a |
| Burbank | | ones within minutes! | | specified period of time. |