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| Mansfield | | Healthy people have the best | | Deductible: The portion of an insured |
| San Bernardino | | mortality risks and thus are much | | loss to be borne by the insured |
| Mansfield | | cheaper for companies to insure. This | | before he is entitled to recovery from |
| Los Angeles | | translates into lower rates for the | | the insurer. |
| Albuquerque | | Super Preferred customer than | | |
| Albuquerque | | someone with higher risk factors such | | Book Value: Refers to the value of |
| Melbourne | | as a heart condition, cancer or | | assets as shown in the official |
| Dallas | | diabetes. Conversely, if you were | | accounting records of the company. |
| Billings | | unhealthy when you acquired your | | |
| Fremont | | policy, and your health has now | | Society of Insurance Research: An |
| Garland | | improved, it might be time to shop for | | organization which encourages |
| Frederick | | a new policy, as your rates are likely | | insurance research and promotes the |
| Fayetteville | | to be lower. | | exchange of ideas and methods of |
| Miami | | | | research. |
| Savannah | | If you have noticed that your auto | | |
| Fort Collins | | insurance rates are still increasing | | Endorsement: A written or printed form |
| Pensacola | | with each renewal, or even have not | | attached to the policy which alters |
| Pittsburgh | | gone down even though you have a | | provisions of the contract. |
| Wichita | | great driving record, this lower pricing | | |
| Chandler | | trend makes it more important then | | Tabular Plan: A retrospective rating |
| Silver Spring | | ever that you shop around for auto | | plan, which uses tables to furnish the |
| Downey | | insurance. | | various values for the rating formula. |
