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| West Palm Beach | | The quickest and easiest way to | | License: A certification of authority for |
| Metairie | | shop for new insurance is by | | an agent or insurer to operate, given |
| Williamsburg | | comparing rates at InsWebs online | | by the appropriate jurisdiction. |
| Austin | | marketplace. If you do it the | | |
| Allentown | | old-fashioned way (by calling or | | Cut Rate: This term generally applies |
| Newport Beach | | visiting multiple agents or insurance | | to insurance companies who charge |
| Winter Haven | | companies) it could take up a huge | | premiums below a normal or average |
| Palm Harbor | | chunk of your time, which no one | | rate. |
| Grand Junction | | wants or needs. By completing | | |
| Boca Raton | | InsWebs online application, you will | | Authorized Insurer: An insurer |
| Montgomery | | have rates to compare to your old | | authorized by the state to transact |
| Daytona Beach | | ones within minutes! | | business in that state for specific |
| Houston | | | | types of insurance. |
| Rockford | | Shopping around is the best way to | | |
| Baton Rouge | | save money on your insurance. | | Shock Loss: A catastrophic loss so |
| Warren | | | | large that it has a material effect on |
| Bayside | | Healthy people have the best | | the underwriting results of a company. |
| Mountain View | | mortality risks and thus are much | | |
| Fredericksburg | | cheaper for companies to insure. This | | Expense Allowance: A compensation |
| Downey | | translates into lower rates for the | | paid to an insurance agent in excess |
| Inglewood | | Super Preferred customer than | | of prescribed commissions. |
| Columbus | | someone with higher risk factors such | | |
| Valdosta | | as a heart condition, cancer or | | Convention Values: Values assigned |
| Fayetteville | | diabetes. Conversely, if you were | | to insurers' assets in the convention |
| Lakewood | | unhealthy when you acquired your | | blank. |
| Hot Springs | | policy, and your health has now | | |
| Fort Smith | | improved, it might be time to shop for | | Deflation: An economic period |
| Chicago | | a new policy, as your rates are likely | | characterized by falling prices, high |
| Vero Beach | | to be lower. | | unemployment and a generally |
| Yonkers | | | | sluggish or slow economy. |
| Virginia Beach | | At InsWeb, you can compare free | | |
| Ventura | | online insurance quotes from many of | | Malinger: To feign a disability for the |
| Wilmington | | the nations leading insurance | | purpose of continuing to collect |
| Green Bay | | companies. | | benefits longer than actually |
| Sumter | | | | necessary. |
