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| Fort Smith | | The best time to switch policies is | | Absolute Assignment: Assignment by |
| Santa Ana | | within one month of receiving your | | a policy owner of all control of and |
| Scranton | | policy renewal from your current | | rights in the policy to a third party. |
| Houston | | insurer. You can typically cancel your | | |
| Naples | | policy without any fees or penalties if | | Foreign Insurer: An insurer domiciled |
| Lawton | | you act within this time period. | | in a state of the United States other |
| Bakersfield | | | | than the one in which the insured's |
| Lancaster | | Shopping around is the best way to | | insurance is written. |
| Boulder | | save money on your insurance. | | |
| Ann Arbor | | | | Premium: The price of insurance |
| Portsmouth | | While some companies raise their | | protection for a specified risk for a |
| Greeley | | prices based on your actual age, | | specified period of time. |
| Daytona Beach | | most companies increase the price of | | |
| Worcester | | their policies six months before your | | Deficit Carried Forward: The transfer |
| Omaha | | birthday. Its a term called Age | | of a debit balance from one |
| South Bend | | Nearest in the industry, and that | | accounting period to another. |
| Fort Wayne | | half-year price increase could really | | |
| Council Bluffs | | add up over a 20-year term policy. As | | Equity: The money value of an |
| Costa Mesa | | above, the quicker you purchase your | | insurance company that is over and |
| Shreveport | | policy the better. | | above its liabilities. Liabilities include |
| Bellevue | | | | almost all of its reserves. |
| Clarksville | | At InsWeb, you can compare free | | |
| Cleveland | | online insurance quotes from many of | | We/Us/Our: These words are used to |
| Cleveland | | the nations leading insurance | | refer to the insurer in many of the |
| Reading | | companies. | | modernized/personalized policy |
| Allentown | | | | forms recently introduced. |
| Gainesville | | Individuals who have 30-year | | |
| Philadelphia | | mortgages might want to consider a | | Approved Roof: A term used in |
| Longwood | | 30-year term to ensure that the house | | building construction. It indicates a |
| Quincy | | is protected throughout the period of | | roof made of fire-resistive materials, |
| Raleigh | | the loan. | | such as tile or asphalt shingles. |