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| Raleigh | | Everyone has different needs, and | | Gain and Loss Exhibit: The portion of |
| Owensboro | | not one size fits all when it comes to | | the convention blank which |
| Waterloo | | term life insurance. While it may make | | represents an analysis of gains, |
| Dubuque | | sense for people in their 30s and 40s | | losses, and surplus during an |
| Roanoke | | to secure a 20-year term length, a | | accounting period. |
| Myrtle Beach | | 10-year term might be more | | |
| Nashua | | appropriate for someone nearing | | Brick Veneer Construction: Refers to |
| Carlsbad | | retirement. | | a building where the outside walls are |
| Rochester | | | | constructed of wood with a facing of a |
| Huntington | | People who are trying to quit | | single layer of brick. |
| Morristown | | smoking, for example, might be best | | |
| Fremont | | suited purchasing a shorter term (and | | Interstate Carrier: A transportation |
| Edmond | | then replacing it with a longer term | | company which does business |
| Mobile | | policy when they qualify for | | across state lines. |
| Greeley | | non-tobacco prices). | | |
| Las Cruces | | | | Notice of Cancellation: Written notice |
| Kansas City | | The quickest and easiest way to | | by an insurer of intent to cancel |
| Orange | | shop for new insurance is by | | insurance, or written notice by an |
| Portland | | comparing rates at InsWebs online | | insured requesting cancellation. |
| Spokane | | marketplace. If you do it the | | |
| Bayside | | old-fashioned way (by calling or | | Valuation Clause: A clause stating the |
| Cambridge | | visiting multiple agents or insurance | | value of items for insurance |
| Greenville | | companies) it could take up a huge | | purposes, making it a valued policy. |
| Mobile | | chunk of your time, which no one | | |
| Grand Rapids | | wants or needs. By completing | | Adjustment Bureau: A firm organized |
| Sarasota | | InsWebs online application, you will | | to provide adjustment services to |
| Fort Wayne | | have rates to compare to your old | | insurers not wishing to create their |
| Turlock | | ones within minutes! | | own claims division. |