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| Jackson | | Make sure you have a new policy in | | Adjustment Bureau: A firm organized |
| Joliet | | place before you cancel your old one | | to provide adjustment services to |
| Lakewood | | to avoid a lapse in coverage. This will | | insurers not wishing to create their |
| Quincy | | also prevent having to figure out the | | own claims division. |
| Irving | | amount of any unused premium that is | | |
| Topeka | | due to you from your old insurance | | Short-Term Policy: A policy written for |
| Thousand Oaks | | company, or having to spar with your | | a period of less time than is normal for |
| Oxnard | | agent about exactly when your policy | | that type of policy. |
| Edmond | | was cancelled and how much they | | |
| Knoxville | | owe you. | | Multi-Peril Policies: Policies which |
| Stamford | | | | cover a number of perils, such as fire, |
| Santa Rosa | | We offer quotes for auto insurance, | | burglary, and liability, in a single |
| Santa Clara | | life insurance, homeowners | | contract. |
| Naperville | | insurance, health insurance, term life | | |
| Cedar Rapids | | insurance and more. | | Borderline Risk: An insurance |
| Boise | | | | prospect of doubtful quality from an |
| Savannah | | People who are trying to quit | | underwriting point of view. |
| Bloomington | | smoking, for example, might be best | | |
| Yuma | | suited purchasing a shorter term (and | | Captive Agent: One who sells |
| Duluth | | then replacing it with a longer term | | insurance for only one company as |
| Billings | | policy when they qualify for | | opposed to an agent who represents |
| Pensacola | | non-tobacco prices). | | several companies. |
