| | | | |
|
| Wichita Falls | | People who are trying to quit | | Underinsurance: A condition in which |
| Spartanburg | | smoking, for example, might be best | | not enough insurance is carried to |
| Lawrenceville | | suited purchasing a shorter term (and | | cover the insurable value. |
| Metairie | | then replacing it with a longer term | | |
| Gainesville | | policy when they qualify for | | Endorsement: A written or printed form |
| Lincoln | | non-tobacco prices). | | attached to the policy which alters |
| Dearborn | | | | provisions of the contract. |
| Wichita Falls | | While some companies raise their | | |
| Redlands | | prices based on your actual age, | | Valued: Relating to an agreement by |
| Anaheim | | most companies increase the price of | | an insurer to pay a specified amount |
| Reno | | their policies six months before your | | of money to or on behalf of the |
| Lawrenceville | | birthday. Its a term called Age | | insured upon occurrence of a defined |
| Ann Arbor | | Nearest in the industry, and that | | loss. |
| Duluth | | half-year price increase could really | | |
| Madison | | add up over a 20-year term policy. As | | Effective Date: The date on which the |
| Gainesville | | above, the quicker you purchase your | | protection of an insurance policy or |
| Longview | | policy the better. | | bond goes into effect. |