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| Walnut Creek | | The quickest and easiest way to | | Burning Ratio: The ratio of losses |
| Alexandria | | shop for new insurance is by | | suffered to the amount of insurance in |
| Portland | | comparing rates at InsWebs online | | effect. |
| Newport Beach | | marketplace. If you do it the | | |
| Lake Worth | | old-fashioned way (by calling or | | Amendment: A formal document |
| St. Louis | | visiting multiple agents or insurance | | which corrects or revises an |
| White Plains | | companies) it could take up a huge | | insurance master policy. |
| Mesquite | | chunk of your time, which no one | | |
| Fort Smith | | wants or needs. By completing | | Valued: Relating to an agreement by |
| Athens | | InsWebs online application, you will | | an insurer to pay a specified amount |
| Montgomery | | have rates to compare to your old | | of money to or on behalf of the |
| Westbury | | ones within minutes! | | insured upon occurrence of a defined |
| Arlington | | | | loss. |
| Fort Myers | | Why not take advantage of current | | |
| Jersey City | | low prices? Many auto insurance | | Insolvent Insurer: An insurer which is |
| Henderson | | consumers are becoming educated | | unable to meet its financial |
| Hemet | | on other companies, plans, and rates | | obligations. |
| Rochester | | that are available to them; ones that | | |
| Peoria | | could afford them significant savings | | Initial Premium: An amount paid at the |
| Columbia | | on their auto insurance. | | inception of an insurance contract, |
| Houston | | | | usually subject to adjustment at the |
| Glendale | | While some companies raise their | | end of the policy period. |
| Anaheim | | prices based on your actual age, | | |
| Columbus | | most companies increase the price of | | Claim: A demand made by the |
| Pensacola | | their policies six months before your | | insured, or the insured's beneficiary, |
| West Palm Beach | | birthday. Its a term called Age | | for payment of the benefits provided |
| Columbia | | Nearest in the industry, and that | | by the contract. |
| Boca Raton | | half-year price increase could really | | |
| Scottsdale | | add up over a 20-year term policy. As | | Earned Income: The money |
| Bellevue | | above, the quicker you purchase your | | individuals earn as a result of working |
| Tuscaloosa | | policy the better. | | at some job or occupation for which |
| Pueblo | | | | they are paid a salary. |
| Coral Springs | | Shopping around is the best way to | | |
| Portland | | save money on your insurance. | | Tabular Plan: A retrospective rating |
| Edison | | | | plan, which uses tables to furnish the |
| Irving | | | | various values for the rating formula. |
