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| Lakeland | | Why not take advantage of current | | Commingling: An illegal practice |
| Mobile | | low prices? Many auto insurance | | which occurs when an agent mixes |
| Santa Rosa | | consumers are becoming educated | | personal funds with the insured's or |
| Albany | | on other companies, plans, and rates | | insurer's funds. |
| Conroe | | that are available to them; ones that | | |
| Allentown | | could afford them significant savings | | Earned Income: The money |
| Springfield | | on their auto insurance. | | individuals earn as a result of working |
| Marietta | | | | at some job or occupation for which |
| Dearborn | | If you have noticed that your auto | | they are paid a salary. |
| Davenport | | insurance rates are still increasing | | |
| Little Rock | | with each renewal, or even have not | | Not Taken: Policies applied for and |
| Hampton | | gone down even though you have a | | issued but rejected by the proposed |
| Hollywood | | great driving record, this lower pricing | | owner and not paid for. |
| Carlsbad | | trend makes it more important then | | |
| Edison | | ever that you shop around for auto | | Agent's Qualification Law: Education, |
| San Antonio | | insurance. | | experience, and other requirements |
| Fort Wayne | | | | imposed by the state upon persons |
| San Bernardino | | If you decide to cancel your policy | | desiring to be licensed as agents. |
| Palo Alto | | (after acquiring new coverage) | | |
| Bayside | | outside of the 30-day period, you may | | Tariff Rate: A rate established by a |
| Lorain | | have to pay a fee or penalty. | | rating organization, which comes from |
| Acworth | | However, you may still save money | | the tables, schedules and rules found |
| Jasper | | after paying the fee if your new policy | | in the tariff of rates. |
| Hollywood | | affords you significant savings. So | | |
| Lakeland | | while it is best to wait until your | | Short Rate Premium: The premium |
| Huntington | | receive your renewal notice, you CAN | | required for issuing a policy for a |
| Alexandria | | cancel your policy at any time. | | period less than its normal term. |
