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| Virginia Beach | | Make sure you have a new policy in | | Partial Loss: A loss covered by an |
| Chicago | | place before you cancel your old one | | insurance policy which does not |
| Scottsdale | | to avoid a lapse in coverage. This will | | completely destroy or render |
| Vancouver | | also prevent having to figure out the | | worthless the insured property. |
| Trenton | | amount of any unused premium that is | | |
| Grand Junction | | due to you from your old insurance | | Borderline Risk: An insurance |
| Huntington | | company, or having to spar with your | | prospect of doubtful quality from an |
| Fresno | | agent about exactly when your policy | | underwriting point of view. |
| Tucson | | was cancelled and how much they | | |
| Sterling Heights | | owe you. | | Other Insurance: The existence of |
| Hollywood | | | | other contracts covering the same |
| Jacksonville | | Life insurance, specifically Term Life, | | interest and perils. |
| Durham | | is arguably one of the best values in | | |
| Westbury | | the entire financial services arena. | | Short Rate Premium: The premium |
| Huntington | | Where else can you go and get | | required for issuing a policy for a |
| Ventura | | hundreds of thousands of dollars in | | period less than its normal term. |
| Baltimore | | protection for literally pennies per | | |
| Sunnyvale | | day? Rates for Term Life insurance | | Adjustment Bureau: A firm organized |
| Hendersonville | | remain at all-time lows, and now is the | | to provide adjustment services to |
| Bay City | | time to lock in the best prices. | | insurers not wishing to create their |
| Austin | | | | own claims division. |
| Stamford | | The best time to switch policies is | | |
| Muncie | | within one month of receiving your | | Gross Line: The total limit accepted |
| El Paso | | policy renewal from your current | | by an insurer on an individual risk, |
| Cambridge | | insurer. You can typically cancel your | | including the amount to be reinsured. |
| North Hollywood | | policy without any fees or penalties if | | |
| Columbus | | you act within this time period. | | Flat Cancellation: A policy which is |
| Palm Desert | | | | cancelled upon its effective date. |
| Livonia | | Shopping around is the best way to | | Usually under a flat cancellation no |
| Chesapeake | | save money on your insurance. | | premium charge is made. |
