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| Beaumont | | The best time to switch policies is | | Commercial Lines: This term is used |
| Abilene | | within one month of receiving your | | to refer to insurance for businesses, |
| Omaha | | policy renewal from your current | | professionals, and commercial |
| Orange Park | | insurer. You can typically cancel your | | establishments. |
| Hartford | | policy without any fees or penalties if | | |
| Duluth | | you act within this time period. | | Collusion: An agreement, usually |
| Dallas | | | | secret, between two or more persons |
| Stockton | | Make sure you have a new policy in | | to defraud or deprive another or |
| Torrance | | place before you cancel your old one | | others of their property or rights. |
| Santa Barbara | | to avoid a lapse in coverage. This will | | |
| Hampton | | also prevent having to figure out the | | Valued: Relating to an agreement by |
| Memphis | | amount of any unused premium that is | | an insurer to pay a specified amount |
| Dothan | | due to you from your old insurance | | of money to or on behalf of the |
| Gainesville | | company, or having to spar with your | | insured upon occurrence of a defined |
| Staten Island | | agent about exactly when your policy | | loss. |
| Providence | | was cancelled and how much they | | |
| Lafayette | | owe you. | | Dual Life Stock Company: A stock |
| Tuscaloosa | | | | Life insurer issuing both participating |
| Roanoke | | If you have noticed that your auto | | and nonparticipating policy contracts. |
| Huntington | | insurance rates are still increasing | | |
| Salem | | with each renewal, or even have not | | Federal Deposit Insurance |
| Anaheim | | gone down even though you have a | | Corporation (FDIC): An agency of the |
| Lafayette | | great driving record, this lower pricing | | federal government which insures |
| Athens | | trend makes it more important then | | bank deposits up to a stated |
| Westbury | | ever that you shop around for auto | | maximum. |
| Newport News | | insurance. | | |
| Schenectady | | | | Agent's Qualification Law: Education, |
| Anderson | | Life insurance, specifically Term Life, | | experience, and other requirements |
| Charlotte | | is arguably one of the best values in | | imposed by the state upon persons |
| San Diego | | the entire financial services arena. | | desiring to be licensed as agents. |
| Elkhart | | Where else can you go and get | | |
| Sunnyvale | | hundreds of thousands of dollars in | | Premium: The price of insurance |
| Schaumburg | | protection for literally pennies per | | protection for a specified risk for a |
| Houma | | day? Rates for Term Life insurance | | specified period of time. |
| Warren | | remain at all-time lows, and now is the | | |
| Duluth | | time to lock in the best prices. | | |