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| Odessa | | Everyone has different needs, and | | Book Value: Refers to the value of |
| Springfield | | not one size fits all when it comes to | | assets as shown in the official |
| Southfield | | term life insurance. While it may make | | accounting records of the company. |
| Washington | | sense for people in their 30s and 40s | | |
| Phoenix | | to secure a 20-year term length, a | | Authorized Insurer: An insurer |
| Long Beach | | 10-year term might be more | | authorized by the state to transact |
| Flushing | | appropriate for someone nearing | | business in that state for specific |
| Las Vegas | | retirement. | | types of insurance. |