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| Anderson | | If you have noticed that your auto | | Legislative Risk: A risk faced by |
| Vancouver | | insurance rates are still increasing | | investors whereby changes in tax |
| Fayetteville | | with each renewal, or even have not | | laws can result in adverse effects on |
| Boca Raton | | gone down even though you have a | | the individual's investment results. |
| Olympia | | great driving record, this lower pricing | | |
| Columbia | | trend makes it more important then | | You/Your: These words are used to |
| Turlock | | ever that you shop around for auto | | refer to the named insured in many of |
| Tacoma | | insurance. | | the modernized/personalized policy |
| Charlotte | | | | forms. |
| Pompano Beach | | The quickest and easiest way to | | |
| Florissant | | shop for new insurance is by | | Policy Anniversary: The anniversary |
| Costa Mesa | | comparing rates at InsWebs online | | of the date of issue of a policy as |
| Denton | | marketplace. If you do it the | | shown in the policy declarations. |
| Cape Coral | | old-fashioned way (by calling or | | |
| Edison | | visiting multiple agents or insurance | | Equity: The money value of an |
| Springfield | | companies) it could take up a huge | | insurance company that is over and |
| Sioux City | | chunk of your time, which no one | | above its liabilities. Liabilities include |
| Saginaw | | wants or needs. By completing | | almost all of its reserves. |
| Biloxi | | InsWebs online application, you will | | |
| Clearwater | | have rates to compare to your old | | Capital Sum: The maximum lump sum |
| Santa Monica | | ones within minutes! | | payable in the event of accidental |
| Colorado Springs | | | | death or dismemberment. |
| Clearwater | | People who are trying to quit | | |
| Arlington | | smoking, for example, might be best | | Examiner: An employee assigned by |
| Sunnyvale | | suited purchasing a shorter term (and | | the state insurance department to |
| Los Angeles | | then replacing it with a longer term | | audit insurers' records. |
| Chicago | | policy when they qualify for | | |
| Winter Haven | | non-tobacco prices). | | Insurance to Value: Insurance written |
| Shreveport | | | | in an amount approximating the value |
| Jackson | | While some companies raise their | | of the property insured. |
| Birmingham | | prices based on your actual age, | | |
| Oakland | | most companies increase the price of | | License: A certification of authority for |
| Albany | | their policies six months before your | | an agent or insurer to operate, given |
| Louisville | | birthday. Its a term called Age | | by the appropriate jurisdiction. |
| Chesapeake | | Nearest in the industry, and that | | |
| Santa Clara | | half-year price increase could really | | |
| Sunnyvale | | add up over a 20-year term policy. As | | |
| Asheville | | above, the quicker you purchase your | | |
| Fredericksburg | | policy the better. | | |
