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| Poughkeepsie | | Shopping around is the best way to | | Deflation: An economic period |
| Rapid City | | save money on your insurance. | | characterized by falling prices, high |
| Gainesville | | | | unemployment and a generally |
| New York | | People who are trying to quit | | sluggish or slow economy. |
| Muskegon | | smoking, for example, might be best | | |
| Stuart | | suited purchasing a shorter term (and | | Policy Anniversary: The anniversary |
| Amarillo | | then replacing it with a longer term | | of the date of issue of a policy as |
| Salt Lake City | | policy when they qualify for | | shown in the policy declarations. |
| Elkhart | | non-tobacco prices). | | |
| Raleigh | | | | Admitted (or Allowed) Assets: Assets |
| Tucson | | At InsWeb, you can compare free | | whose values are permitted by state |
| Conroe | | online insurance quotes from many of | | law to be included in the annual |
| Slidell | | the nations leading insurance | | statement of the insurer. |
| Mansfield | | companies. | | |
| Omaha | | | | Building Code: This refers to |
| Pueblo | | The quickest and easiest way to | | municipal or other governmental |
| Bakersfield | | shop for new insurance is by | | ordinances regulating the type of |
| Charleston | | comparing rates at InsWebs online | | construction of buildings within its |
| Glendale | | marketplace. If you do it the | | jurisdiction. |
| Montgomery | | old-fashioned way (by calling or | | |
| Minneapolis | | visiting multiple agents or insurance | | Level Commission System: A system |
| Gainesville | | companies) it could take up a huge | | of commissions in which the first year |
| Palo Alto | | chunk of your time, which no one | | and all renewal commissions are the |
| Harrisburg | | wants or needs. By completing | | same percentage of the premium. |
| Fort Wayne | | InsWebs online application, you will | | |
| Greensboro | | have rates to compare to your old | | Losses Incurred: The total losses, |
| Winter Haven | | ones within minutes! | | whether paid or not, sustained by an |
| Greensboro | | | | insurer during a given period, e.g., 12 |
| Mountain View | | Life insurance, specifically Term Life, | | months. |
| Irvine | | is arguably one of the best values in | | |
| Longmont | | the entire financial services arena. | | Agency Company: An insurance |
| Long Island City | | Where else can you go and get | | company that produces business |
| Vancouver | | hundreds of thousands of dollars in | | through an agency network. Contrast |
| Louisville | | protection for literally pennies per | | with Direct Writer. |
| Flint | | day? Rates for Term Life insurance | | |
| Schaumburg | | remain at all-time lows, and now is the | | |
| Hampton | | time to lock in the best prices. | | |
