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| Joliet | | Individuals who have 30-year | | First Party Insurance: Insurance which |
| Fort Worth | | mortgages might want to consider a | | applies to coverage for the insured's |
| Englewood | | 30-year term to ensure that the house | | own property or person. Contrast with |
| San Antonio | | is protected throughout the period of | | Third Party Insurance. |
| Fort Smith | | the loan. | | |
| Whittier | | | | Premium Receipt: The receipt given |
| Ogden | | The quickest and easiest way to | | a policy owner for the payment of a |
| Vancouver | | shop for new insurance is by | | premium. |
| Harlingen | | comparing rates at InsWebs online | | |
| Carlsbad | | marketplace. If you do it the | | Net Interest Earned: The average |
| Eugene | | old-fashioned way (by calling or | | interest earned by an insurer on its |
| Palm Harbor | | visiting multiple agents or insurance | | investments after investment expense |
| Atlanta | | companies) it could take up a huge | | but before federal income taxes. |
| Stockbridge | | chunk of your time, which no one | | |
| Rockford | | wants or needs. By completing | | Tabular Plan: A retrospective rating |
| Virginia Beach | | InsWebs online application, you will | | plan, which uses tables to furnish the |
| Tucson | | have rates to compare to your old | | various values for the rating formula. |
| Lafayette | | ones within minutes! | | |
| Naperville | | | | Fictitious Groups: Groups formed |
| Burbank | | Life insurance, specifically Term Life, | | primarily for the purpose of buying |
| Huntsville | | is arguably one of the best values in | | insurance. Under the law such groups |
| Birmingham | | the entire financial services arena. | | may not be underwritten. |
| Las Cruces | | Where else can you go and get | | |
| Brooklyn | | hundreds of thousands of dollars in | | Agent's Balance: A periodic |
| Tempe | | protection for literally pennies per | | statement of the sums due and owed |
| Longwood | | day? Rates for Term Life insurance | | to an agent under the agent's contract |
| Kingsport | | remain at all-time lows, and now is the | | with an insurer. |
| Palo Alto | | time to lock in the best prices. | | |
| Alpharetta | | | | Insurance Policy: The printed form |
| Youngstown | | Shopping around is the best way to | | which serves as the contract between |
| Dubuque | | save money on your insurance. | | an insurer and an insured. |