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| Detroit | | People who are trying to quit | | Sherman Antitrust Act: An antitrust law |
| Belleville | | smoking, for example, might be best | | from which insurance is exempted to |
| York | | suited purchasing a shorter term (and | | the extent that it is regulated by state |
| Council Bluffs | | then replacing it with a longer term | | law. |
| Mansfield | | policy when they qualify for | | |
| Kansas City | | non-tobacco prices). | | Commingling: An illegal practice |
| Ventura | | | | which occurs when an agent mixes |
| Virginia Beach | | Why not take advantage of current | | personal funds with the insured's or |
| Brooklyn | | low prices? Many auto insurance | | insurer's funds. |
| Decatur | | consumers are becoming educated | | |
| Bradenton | | on other companies, plans, and rates | | Tickler: A reminder system used to |
| Greensboro | | that are available to them; ones that | | call an individual's attention to actions |
| Valdosta | | could afford them significant savings | | that must be taken at a future point in |
| Salem | | on their auto insurance. | | time. |