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| St. Louis | | While some companies raise their | | Claim Report: A report filed by an |
| Hattiesburg | | prices based on your actual age, | | agent setting forth the facts of a claim. |
| Bloomington | | most companies increase the price of | | Same as Loss Report. |
| Boulder | | their policies six months before your | | |
| Dayton | | birthday. Its a term called Age | | Mutualization: The process of |
| Abilene | | Nearest in the industry, and that | | converting a stock insurer to a mutual |
| Dayton | | half-year price increase could really | | insurer, accomplished by having the |
| Thousand Oaks | | add up over a 20-year term policy. As | | insurer buy stock and retire it. |
| Daytona Beach | | above, the quicker you purchase your | | |
| Ann Arbor | | policy the better. | | Foreign Insurer: An insurer domiciled |
| Syracuse | | | | in a state of the United States other |
| Athens | | Why not take advantage of current | | than the one in which the insured's |
| Lakewood | | low prices? Many auto insurance | | insurance is written. |
| Columbus | | consumers are becoming educated | | |
| Little Rock | | on other companies, plans, and rates | | Net Interest Earned: The average |
| Sunnyvale | | that are available to them; ones that | | interest earned by an insurer on its |
| Buffalo | | could afford them significant savings | | investments after investment expense |
| Youngstown | | on their auto insurance. | | but before federal income taxes. |
