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| Oakland | | People who are trying to quit | | You/Your: These words are used to |
| Glendale | | smoking, for example, might be best | | refer to the named insured in many of |
| Sumter | | suited purchasing a shorter term (and | | the modernized/personalized policy |
| Macon | | then replacing it with a longer term | | forms. |
| Oceanside | | policy when they qualify for | | |
| San Bernardino | | non-tobacco prices). | | Book Value: Refers to the value of |
| Fredericksburg | | | | assets as shown in the official |
| Myrtle Beach | | The quickest and easiest way to | | accounting records of the company. |
| Detroit | | shop for new insurance is by | | |
| Duluth | | comparing rates at InsWebs online | | Fictitious Groups: Groups formed |
| Columbus | | marketplace. If you do it the | | primarily for the purpose of buying |
| Elkhart | | old-fashioned way (by calling or | | insurance. Under the law such groups |
| Reno | | visiting multiple agents or insurance | | may not be underwritten. |
| Livonia | | companies) it could take up a huge | | |
| Long Island City | | chunk of your time, which no one | | Approved: The condition which exists |
| Jersey City | | wants or needs. By completing | | when the person or object to be |
| Tempe | | InsWebs online application, you will | | insured meets the underwriting |
| Lowell | | have rates to compare to your old | | standards of the insurer. |
| Longview | | ones within minutes! | | |
| Hickory | | | | Level Commission System: A system |
| Lawrenceville | | We offer quotes for auto insurance, | | of commissions in which the first year |
| Toledo | | life insurance, homeowners | | and all renewal commissions are the |
| Tucson | | insurance, health insurance, term life | | same percentage of the premium. |
| Jonesboro | | insurance and more. | | |
| Frederick | | | | Indemnify: To restore the victim of a |
| Salem | | If you have noticed that your auto | | loss to the same position as before |
| Englewood | | insurance rates are still increasing | | the loss occurred. |
| Virginia Beach | | with each renewal, or even have not | | |
| Evansville | | gone down even though you have a | | Notice of Cancellation: Written notice |
| Bradenton | | great driving record, this lower pricing | | by an insurer of intent to cancel |
| Wilmington | | trend makes it more important then | | insurance, or written notice by an |
| Muncie | | ever that you shop around for auto | | insured requesting cancellation. |
| Gulfport | | insurance. | | |
| Lancaster | | | | Mandatory Valuation Reserve: A |
| El Paso | | | | reserve required by a state law to |
| San Bernardino | | | | offset any declines in the valuation of |
| Elkhart | | | | securities listed as admitted assets. |
