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| Fresno | | Everyone has different needs, and | | You/Your: These words are used to |
| Buffalo | | not one size fits all when it comes to | | refer to the named insured in many of |
| Lafayette | | term life insurance. While it may make | | the modernized/personalized policy |
| Ogden | | sense for people in their 30s and 40s | | forms. |
| Riverside | | to secure a 20-year term length, a | | |
| Hollywood | | 10-year term might be more | | Flat Cancellation: A policy which is |
| Palm Desert | | appropriate for someone nearing | | cancelled upon its effective date. |
| Santa Clara | | retirement. | | Usually under a flat cancellation no |
| Bakersfield | | | | premium charge is made. |
| Norfolk | | If you decide to cancel your policy | | |
| Tallahassee | | (after acquiring new coverage) | | Commercial Lines: This term is used |
| Henderson | | outside of the 30-day period, you may | | to refer to insurance for businesses, |
| St. Joseph | | have to pay a fee or penalty. | | professionals, and commercial |
| Des Moines | | However, you may still save money | | establishments. |
| Bakersfield | | after paying the fee if your new policy | | |
| Norfolk | | affords you significant savings. So | | Business: In Property, Liability, and |
| Slidell | | while it is best to wait until your | | Health lines, it usually refers to the |
| Bellevue | | receive your renewal notice, you CAN | | volume of premiums. |
| Owensboro | | cancel your policy at any time. | | |
| Chandler | | | | Producer: A term applied to an agent, |
| Allentown | | Shopping around is the best way to | | solicitor or other person who sells |
| Burbank | | save money on your insurance. | | insurance. |
