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| Reno | | While some companies raise their | | Valued: Relating to an agreement by |
| Stamford | | prices based on your actual age, | | an insurer to pay a specified amount |
| Vineland | | most companies increase the price of | | of money to or on behalf of the |
| Dallas | | their policies six months before your | | insured upon occurrence of a defined |
| Santa Rosa | | birthday. Its a term called Age | | loss. |
| Anaheim | | Nearest in the industry, and that | | |
| El Paso | | half-year price increase could really | | Preferred Risk: Any risk considered |
| Williamsburg | | add up over a 20-year term policy. As | | to be better than the standard risk on |
| Stockbridge | | above, the quicker you purchase your | | which the premium rate was |
| Rapid City | | policy the better. | | calculated. |