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| Tucson | | People who are trying to quit | | We/Us/Our: These words are used to |
| Vancouver | | smoking, for example, might be best | | refer to the insurer in many of the |
| Fayetteville | | suited purchasing a shorter term (and | | modernized/personalized policy |
| Lima | | then replacing it with a longer term | | forms recently introduced. |
| Decatur | | policy when they qualify for | | |
| Fort Myers | | non-tobacco prices). | | Not Taken: Policies applied for and |
| Quincy | | | | issued but rejected by the proposed |
| Killeen | | Individuals who have 30-year | | owner and not paid for. |
| Rochester | | mortgages might want to consider a | | |
| Livonia | | 30-year term to ensure that the house | | Dual Life Stock Company: A stock |
| Poughkeepsie | | is protected throughout the period of | | Life insurer issuing both participating |
| Jackson | | the loan. | | and nonparticipating policy contracts. |