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| Mansfield | | The quickest and easiest way to | | Dual Life Stock Company: A stock |
| Rockville | | shop for new insurance is by | | Life insurer issuing both participating |
| Stockton | | comparing rates at InsWebs online | | and nonparticipating policy contracts. |
| Hickory | | marketplace. If you do it the | | |
| Gaithersburg | | old-fashioned way (by calling or | | Sole Proprietorship: A business |
| Fullerton | | visiting multiple agents or insurance | | enterprise owned by one person who |
| Eugene | | companies) it could take up a huge | | is its manager and employee. |
| Sioux Falls | | chunk of your time, which no one | | |
| High Point | | wants or needs. By completing | | Business: In Property, Liability, and |
| Albuquerque | | InsWebs online application, you will | | Health lines, it usually refers to the |
| Livonia | | have rates to compare to your old | | volume of premiums. |
| Vineland | | ones within minutes! | | |
| Cincinnati | | | | Replacement: A new policy written to |
| Oklahoma City | | Make sure you have a new policy in | | take the place of one currently in force. |
| Syracuse | | place before you cancel your old one | | |
| Lexington | | to avoid a lapse in coverage. This will | | Director of Insurance: A title used in |
| Corpus Christi | | also prevent having to figure out the | | some states for the head of the |
| White Plains | | amount of any unused premium that is | | department of insurance. |
| San Jose | | due to you from your old insurance | | |
| Edison | | company, or having to spar with your | | Building Code: This refers to |
| Delray Beach | | agent about exactly when your policy | | municipal or other governmental |
| Boston | | was cancelled and how much they | | ordinances regulating the type of |
| Stockton | | owe you. | | construction of buildings within its |
| Orlando | | | | jurisdiction. |
| Berkeley | | Healthy people have the best | | |
| Syracuse | | mortality risks and thus are much | | Domestic Insurer (or Company): An |
| Columbus | | cheaper for companies to insure. This | | insurer formed under the laws of the |
| West Chester | | translates into lower rates for the | | state in which the insurance is written. |
| San Diego | | Super Preferred customer than | | |
| Reno | | someone with higher risk factors such | | Convention Values: Values assigned |
| San Jose | | as a heart condition, cancer or | | to insurers' assets in the convention |
| Lake Worth | | diabetes. Conversely, if you were | | blank. |
| Peoria | | unhealthy when you acquired your | | |
| Warren | | policy, and your health has now | | Nonassignable: A policy that the |
| Racine | | improved, it might be time to shop for | | owner cannot assign to a third party. |
| Decatur | | a new policy, as your rates are likely | | Most policies are nonassignable |
| Fort Smith | | to be lower. | | unless approval is given by the |
| Peoria | | | | insurer. |
