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| Reading | | At InsWeb, you can compare free | | Exclusion: A contractual provision that |
| Rockville | | online insurance quotes from many of | | denies coverage for certain perils, |
| Lima | | the nations leading insurance | | persons, property, or locations. |
| Columbus | | companies. | | |
| Wilmington | | | | Insurance to Value: Insurance written |
| Canton | | Make sure you have a new policy in | | in an amount approximating the value |
| Mesa | | place before you cancel your old one | | of the property insured. |
| Bakersfield | | to avoid a lapse in coverage. This will | | |
| Tampa | | also prevent having to figure out the | | Approved: The condition which exists |
| Santa Ana | | amount of any unused premium that is | | when the person or object to be |
| Des Moines | | due to you from your old insurance | | insured meets the underwriting |
| Nashua | | company, or having to spar with your | | standards of the insurer. |
| Reno | | agent about exactly when your policy | | |
| Worcester | | was cancelled and how much they | | Countersignature: The signature of a |
| Fort Lauderdale | | owe you. | | licensed agent or representative on a |
| Tampa | | | | policy. |
| Abilene | | Healthy people have the best | | |
| Davenport | | mortality risks and thus are much | | Commingling: An illegal practice |
| Vero Beach | | cheaper for companies to insure. This | | which occurs when an agent mixes |
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| Jackson | | Super Preferred customer than | | insurer's funds. |
| Worcester | | someone with higher risk factors such | | |
| Waterloo | | as a heart condition, cancer or | | Exclusions: Specific situations, |
| Fresno | | diabetes. Conversely, if you were | | conditions, or circumstances that are |
| Syracuse | | unhealthy when you acquired your | | listed in the contract as being not |
| Grand Junction | | policy, and your health has now | | covered. |
| Clearwater | | improved, it might be time to shop for | | |
| Bakersfield | | a new policy, as your rates are likely | | Admitted (or Allowed) Assets: Assets |
| Vancouver | | to be lower. | | whose values are permitted by state |
| Cypress | | | | law to be included in the annual |
| Jackson | | Shopping around is the best way to | | statement of the insurer. |
| Rochester | | save money on your insurance. | | |
| Costa Mesa | | | | Deductible: The portion of an insured |
| Akron | | Why not take advantage of current | | loss to be borne by the insured |
| Bloomington | | low prices? Many auto insurance | | before he is entitled to recovery from |
| Columbus | | consumers are becoming educated | | the insurer. |
| Ann Arbor | | on other companies, plans, and rates | | |
| Rapid City | | that are available to them; ones that | | |
| Dearborn | | could afford them significant savings | | |
| Lake Charles | | on their auto insurance. | | |
