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| Toms River | | If you have noticed that your auto | | Building Code: This refers to |
| Clarksville | | insurance rates are still increasing | | municipal or other governmental |
| Longview | | with each renewal, or even have not | | ordinances regulating the type of |
| Daytona Beach | | gone down even though you have a | | construction of buildings within its |
| Philadelphia | | great driving record, this lower pricing | | jurisdiction. |
| Texarkana | | trend makes it more important then | | |
| St. Joseph | | ever that you shop around for auto | | Will Ride: Coverage that remains in |
| Kansas City | | insurance. | | effect regardless of the geographical |
| Tuscaloosa | | | | location in which a loss occurs. |
| Columbus | | At InsWeb, you can compare free | | |
| Abilene | | online insurance quotes from many of | | Mandatory Valuation Reserve: A |
| Rochester | | the nations leading insurance | | reserve required by a state law to |
| Orange Park | | companies. | | offset any declines in the valuation of |
| Colorado Springs | | | | securities listed as admitted assets. |
| Beaumont | | The quickest and easiest way to | | |
| Valdosta | | shop for new insurance is by | | Gross Premium: The net premium |
| Frederick | | comparing rates at InsWebs online | | plus operating expenses, |
| Toms River | | marketplace. If you do it the | | commissions and other expenses. |
| Goldsboro | | old-fashioned way (by calling or | | |
| Rochester | | visiting multiple agents or insurance | | Legislative Risk: A risk faced by |
| Downey | | companies) it could take up a huge | | investors whereby changes in tax |
| Poughkeepsie | | chunk of your time, which no one | | laws can result in adverse effects on |
| Overland Park | | wants or needs. By completing | | the individual's investment results. |
| Fredericksburg | | InsWebs online application, you will | | |
| Nashville | | have rates to compare to your old | | Burning Ratio: The ratio of losses |
| Downey | | ones within minutes! | | suffered to the amount of insurance in |
| Melbourne | | | | effect. |
| Yonkers | | Everyone has different needs, and | | |
| Kansas City | | not one size fits all when it comes to | | Partnership Entity: The partnership |
| Lincoln | | term life insurance. While it may make | | considered as an entity and not in |
| Colorado Springs | | sense for people in their 30s and 40s | | terms of its individual part-owners. |
| Athens | | to secure a 20-year term length, a | | |
| Tulsa | | 10-year term might be more | | Net Loss: The amount of loss |
| Portsmouth | | appropriate for someone nearing | | sustained by an insurer after giving |
| Bloomington | | retirement. | | effect to all applicable reinsurance, |
| Decatur | | | | salvage, and subrogation recoveries. |
