| | | | |
|
| Waco | | Healthy people have the best | | Premises: The particular location of |
| Warren | | mortality risks and thus are much | | property or a portion thereof as |
| Long Island City | | cheaper for companies to insure. This | | designated in a policy. |
| Boynton Beach | | translates into lower rates for the | | |
| Boca Raton | | Super Preferred customer than | | Admitted Company: An insurance |
| Texarkana | | someone with higher risk factors such | | company authorized and licensed to |
| Savannah | | as a heart condition, cancer or | | do business in a given state. |
| Palm Desert | | diabetes. Conversely, if you were | | |
| Syracuse | | unhealthy when you acquired your | | Approved: The condition which exists |
| Reno | | policy, and your health has now | | when the person or object to be |
| Sacramento | | improved, it might be time to shop for | | insured meets the underwriting |
| Pittsburgh | | a new policy, as your rates are likely | | standards of the insurer. |
| Anchorage | | to be lower. | | |
| Columbia | | | | Policy Anniversary: The anniversary |
| Oceanside | | Individuals who have 30-year | | of the date of issue of a policy as |
| Warren | | mortgages might want to consider a | | shown in the policy declarations. |
| Lancaster | | 30-year term to ensure that the house | | |
| Rapid City | | is protected throughout the period of | | Building Code: This refers to |
| Toms River | | the loan. | | municipal or other governmental |
| Santa Ana | | | | ordinances regulating the type of |
| Alexandria | | Why not take advantage of current | | construction of buildings within its |
| Lake Worth | | low prices? Many auto insurance | | jurisdiction. |
| Anchorage | | consumers are becoming educated | | |
| Kansas City | | on other companies, plans, and rates | | Policywriting Agent: An agent who has |
| Scranton | | that are available to them; ones that | | the authority to prepare and effect an |
| Akron | | could afford them significant savings | | insurer's policy. |
| Oceanside | | on their auto insurance. | | |
| Bradenton | | | | Short-Term Policy: A policy written for |
| Berkeley | | While some companies raise their | | a period of less time than is normal for |
| Dallas | | prices based on your actual age, | | that type of policy. |
| Marietta | | most companies increase the price of | | |
| Pasadena | | their policies six months before your | | Policy Period (or Term): The period |
| Burbank | | birthday. Its a term called Age | | during which the policy contract |
| Spring Hill | | Nearest in the industry, and that | | affords protection, e.g., six months or |
| Greeley | | half-year price increase could really | | one or three years. |
| Jackson | | add up over a 20-year term policy. As | | |
| Gulfport | | above, the quicker you purchase your | | |
| Burbank | | policy the better. | | |
