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| Palo Alto | | Life insurance, specifically Term Life, | | We/Us/Our: These words are used to |
| Buffalo | | is arguably one of the best values in | | refer to the insurer in many of the |
| Mansfield | | the entire financial services arena. | | modernized/personalized policy |
| Grand Rapids | | Where else can you go and get | | forms recently introduced. |
| Portland | | hundreds of thousands of dollars in | | |
| Longview | | protection for literally pennies per | | Coding: A method of putting |
| Abilene | | day? Rates for Term Life insurance | | information into a numerical form for |
| Jackson | | remain at all-time lows, and now is the | | statistical use. Most information on |
| Lawrenceville | | time to lock in the best prices. | | policies is coded and then put into |
| Little Rock | | | | reports. |
| Hartford | | Why not take advantage of current | | |
| Wilmington | | low prices? Many auto insurance | | Brokerage Department: A department |
| Flushing | | consumers are becoming educated | | of an insurer whose purpose is to |
| Spokane | | on other companies, plans, and rates | | deal with brokers in the placing of |
| Reading | | that are available to them; ones that | | insurance. |
| Killeen | | could afford them significant savings | | |
| Fullerton | | on their auto insurance. | | Gain and Loss Exhibit: The portion of |
| San Bernardino | | | | the convention blank which |
| Irvine | | Individuals who have 30-year | | represents an analysis of gains, |
| Austin | | mortgages might want to consider a | | losses, and surplus during an |
| Eugene | | 30-year term to ensure that the house | | accounting period. |
| Englewood | | is protected throughout the period of | | |
| Grand Junction | | the loan. | | Replacement: A new policy written to |
| Huntington | | | | take the place of one currently in force. |
| St. Louis | | While some companies raise their | | |
| Nashua | | prices based on your actual age, | | Retail Credit Company: The former |
| Las Cruces | | most companies increase the price of | | name of Equifax, a credit reporting |
| Nashville | | their policies six months before your | | organization. See Equifax. |
| Decatur | | birthday. Its a term called Age | | |
| Eugene | | Nearest in the industry, and that | | Losses Incurred: The total losses, |
| San Francisco | | half-year price increase could really | | whether paid or not, sustained by an |
| Tallahassee | | add up over a 20-year term policy. As | | insurer during a given period, e.g., 12 |
| Clearwater | | above, the quicker you purchase your | | months. |
| Anchorage | | policy the better. | | |
