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| Winter Park | | People who are trying to quit | | Professional Insurance Agents |
| Brooklyn | | smoking, for example, might be best | | Association: A trade association of |
| Milwaukee | | suited purchasing a shorter term (and | | mutual insurance agents. |
| Vineland | | then replacing it with a longer term | | |
| Springfield | | policy when they qualify for | | Partial Loss: A loss covered by an |
| Hollywood | | non-tobacco prices). | | insurance policy which does not |
| Frederick | | | | completely destroy or render |
| Jacksonville | | We offer quotes for auto insurance, | | worthless the insured property. |
| Myrtle Beach | | life insurance, homeowners | | |
| Longview | | insurance, health insurance, term life | | Index Bureau Experience: A measure |
| Santa Monica | | insurance and more. | | of losses relating to claims reported |
| Decatur | | | | through a claim office during a |
| Dayton | | Shopping around is the best way to | | 12-month period. |
| Naperville | | save money on your insurance. | | |
| Cape Coral | | | | Premium Receipt: The receipt given |
| Thousand Oaks | | Individuals who have 30-year | | a policy owner for the payment of a |
| Glendale | | mortgages might want to consider a | | premium. |
| Modesto | | 30-year term to ensure that the house | | |
| Long Beach | | is protected throughout the period of | | Federal Deposit Insurance |
| Buffalo | | the loan. | | Corporation (FDIC): An agency of the |
| Walnut Creek | | | | federal government which insures |
| White Plains | | Healthy people have the best | | bank deposits up to a stated |
| Downey | | mortality risks and thus are much | | maximum. |
| Lowell | | cheaper for companies to insure. This | | |
| Topeka | | translates into lower rates for the | | Business: In Property, Liability, and |
| Gulfport | | Super Preferred customer than | | Health lines, it usually refers to the |
| Santa Monica | | someone with higher risk factors such | | volume of premiums. |
| Union | | as a heart condition, cancer or | | |
| Saginaw | | diabetes. Conversely, if you were | | Tabular Plan: A retrospective rating |
| Longwood | | unhealthy when you acquired your | | plan, which uses tables to furnish the |
| Macon | | policy, and your health has now | | various values for the rating formula. |
| Minneapolis | | improved, it might be time to shop for | | |
| Little Rock | | a new policy, as your rates are likely | | Deductible: The portion of an insured |
| Allentown | | to be lower. | | loss to be borne by the insured |
| Evanston | | | | before he is entitled to recovery from |
| Topeka | | | | the insurer. |
