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| Athens | | The quickest and easiest way to | | Agent's License: A certificate of |
| Lima | | shop for new insurance is by | | authority from the state which permits |
| Lakewood | | comparing rates at InsWebs online | | the agent to conduct business. |
| Winter Haven | | marketplace. If you do it the | | |
| Newport News | | old-fashioned way (by calling or | | Capital Sum: The maximum lump sum |
| Little Rock | | visiting multiple agents or insurance | | payable in the event of accidental |
| Springfield | | companies) it could take up a huge | | death or dismemberment. |
| Jersey City | | chunk of your time, which no one | | |
| Plano | | wants or needs. By completing | | Business: In Property, Liability, and |
| Westbury | | InsWebs online application, you will | | Health lines, it usually refers to the |
| Santa Clara | | have rates to compare to your old | | volume of premiums. |
| Charleston | | ones within minutes! | | |
| Corona | | | | Amendment: A formal document |
| Pittsburgh | | Everyone has different needs, and | | which corrects or revises an |
| Reno | | not one size fits all when it comes to | | insurance master policy. |
| Garland | | term life insurance. While it may make | | |
| Naperville | | sense for people in their 30s and 40s | | Independent Agent: An agent |
| Killeen | | to secure a 20-year term length, a | | operating as an independent |
| Whittier | | 10-year term might be more | | contractor under the independent |
| Schenectady | | appropriate for someone nearing | | agency system. |
| Slidell | | retirement. | | |
| Portland | | | | Appraisal: An evaluation of property |
| Denver | | People who are trying to quit | | made to ascertain either the |
| Brooklyn | | smoking, for example, might be best | | appropriate amount of insurance to |
| Tacoma | | suited purchasing a shorter term (and | | be written or the amount of loss to be |
| Elkhart | | then replacing it with a longer term | | paid. |
| Chicago | | policy when they qualify for | | |
| Grand Rapids | | non-tobacco prices). | | Calendar Year Experience: This |
| Cypress | | | | measures the premiums and losses |
| Oceanside | | At InsWeb, you can compare free | | entered on accounting records during |
| Lake Charles | | online insurance quotes from many of | | the 12-month calendar. |
| Pittsburgh | | the nations leading insurance | | |
| Ann Arbor | | companies. | | Brokerage Department: A department |
| Bradenton | | | | of an insurer whose purpose is to |
| Woodbridge | | | | deal with brokers in the placing of |
| Aurora | | | | insurance. |
