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| Omaha | | If you decide to cancel your policy | | Claim Report: A report filed by an |
| Bay City | | (after acquiring new coverage) | | agent setting forth the facts of a claim. |
| Cherry Hill | | outside of the 30-day period, you may | | Same as Loss Report. |
| Cape Coral | | have to pay a fee or penalty. | | |
| Hartford | | However, you may still save money | | Deflation: An economic period |
| Biloxi | | after paying the fee if your new policy | | characterized by falling prices, high |
| Columbus | | affords you significant savings. So | | unemployment and a generally |
| Wilmington | | while it is best to wait until your | | sluggish or slow economy. |
| Chattanooga | | receive your renewal notice, you CAN | | |
| Minneapolis | | cancel your policy at any time. | | Premium Notice: A form notice from |
| Owensboro | | | | an insurer or agency to a policy |
| Fresno | | We offer quotes for auto insurance, | | owner that a premium will be due on a |
| Santa Barbara | | life insurance, homeowners | | given date. |
| Eugene | | insurance, health insurance, term life | | |
| Palo Alto | | insurance and more. | | Not Taken: Policies applied for and |
| Waterloo | | | | issued but rejected by the proposed |
| Denton | | Shopping around is the best way to | | owner and not paid for. |
| Harrisburg | | save money on your insurance. | | |
| New Orleans | | | | Short-Term Policy: A policy written for |
| Wichita | | While some companies raise their | | a period of less time than is normal for |
| Muskegon | | prices based on your actual age, | | that type of policy. |
| Charleston | | most companies increase the price of | | |
| Glendale | | their policies six months before your | | Shock Loss: A catastrophic loss so |
| Zanesville | | birthday. Its a term called Age | | large that it has a material effect on |
| Myrtle Beach | | Nearest in the industry, and that | | the underwriting results of a company. |
| Seattle | | half-year price increase could really | | |
| Tulsa | | add up over a 20-year term policy. As | | Loss Adjustment Expense: The cost |
| Lakewood | | above, the quicker you purchase your | | of adjusting losses, excluding the |
| Oxnard | | policy the better. | | amount of the loss itself. |