| | | | |
|
| Waterloo | | Individuals who have 30-year | | Notice To Company: Written notice to |
| Oakland | | mortgages might want to consider a | | an insurer of the occurrence of an |
| Newark | | 30-year term to ensure that the house | | event which a claim is to be based. |
| Columbia | | is protected throughout the period of | | |
| Omaha | | the loan. | | Convention Values: Values assigned |
| San Francisco | | | | to insurers' assets in the convention |
| Williamsburg | | The quickest and easiest way to | | blank. |
| Spring Hill | | shop for new insurance is by | | |
| Huntington Beach | | comparing rates at InsWebs online | | You/Your: These words are used to |
| Jacksonville | | marketplace. If you do it the | | refer to the named insured in many of |
| Waterloo | | old-fashioned way (by calling or | | the modernized/personalized policy |
| Dallas | | visiting multiple agents or insurance | | forms. |
| Mobile | | companies) it could take up a huge | | |
| Boise | | chunk of your time, which no one | | Independent Agent: An agent |
| Albuquerque | | wants or needs. By completing | | operating as an independent |
| Chicago | | InsWebs online application, you will | | contractor under the independent |
| Johnstown | | have rates to compare to your old | | agency system. |
| Savannah | | ones within minutes! | | |
| El Paso | | | | Appraisal: An evaluation of property |
| Billings | | The best time to switch policies is | | made to ascertain either the |
| Mesa | | within one month of receiving your | | appropriate amount of insurance to |
| Quincy | | policy renewal from your current | | be written or the amount of loss to be |
| Naples | | insurer. You can typically cancel your | | paid. |
| Norfolk | | policy without any fees or penalties if | | |
| San Bernardino | | you act within this time period. | | Absolute Assignment: Assignment by |
| Alpharetta | | | | a policy owner of all control of and |
| Reading | | People who are trying to quit | | rights in the policy to a third party. |
| San Bernardino | | smoking, for example, might be best | | |
| Overland Park | | suited purchasing a shorter term (and | | Agency Company: An insurance |
| Tampa | | then replacing it with a longer term | | company that produces business |
| Rochester | | policy when they qualify for | | through an agency network. Contrast |
| Minneapolis | | non-tobacco prices). | | with Direct Writer. |
