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| Dearborn | | Healthy people have the best | | Admitted (or Allowed) Assets: Assets |
| Houma | | mortality risks and thus are much | | whose values are permitted by state |
| Stamford | | cheaper for companies to insure. This | | law to be included in the annual |
| Cambridge | | translates into lower rates for the | | statement of the insurer. |
| Scottsdale | | Super Preferred customer than | | |
| Detroit | | someone with higher risk factors such | | American Risk and Insurance |
| Lexington | | as a heart condition, cancer or | | Association: An association of |
| Cape Coral | | diabetes. Conversely, if you were | | insurance educators and others |
| Hemet | | unhealthy when you acquired your | | interested in insurance study and |
| Turlock | | policy, and your health has now | | research. |
| Stockton | | improved, it might be time to shop for | | |
| Fort Collins | | a new policy, as your rates are likely | | Buy-Back" Deductible: A deductible |
| Anderson | | to be lower. | | which may be eliminated for an |
| Allentown | | | | additional premium in order to |
| Zanesville | | If you have noticed that your auto | | provide "first-dollar" coverage. |
| Flushing | | insurance rates are still increasing | | |
| Vancouver | | with each renewal, or even have not | | Accident Year Experience: Measures |
| Rome | | gone down even though you have a | | premiums and losses relating to |
| Irvine | | great driving record, this lower pricing | | accidents which occurred during a |
| Orange | | trend makes it more important then | | 12-month period. |
| Downey | | ever that you shop around for auto | | |
| Clinton Township | | insurance. | | Approved: The condition which exists |
| Chesapeake | | | | when the person or object to be |
| Lafayette | | Shopping around is the best way to | | insured meets the underwriting |
| St. Louis | | save money on your insurance. | | standards of the insurer. |
