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| Bakersfield | | Individuals who have 30-year | | Tickler: A reminder system used to |
| Yonkers | | mortgages might want to consider a | | call an individual's attention to actions |
| Rapid City | | 30-year term to ensure that the house | | that must be taken at a future point in |
| Athens | | is protected throughout the period of | | time. |
| Waco | | the loan. | | |
| Waco | | | | Commingling: An illegal practice |
| Palm Desert | | Everyone has different needs, and | | which occurs when an agent mixes |
| Denton | | not one size fits all when it comes to | | personal funds with the insured's or |
| Duluth | | term life insurance. While it may make | | insurer's funds. |
| Decatur | | sense for people in their 30s and 40s | | |
| Pasadena | | to secure a 20-year term length, a | | Gross Line: The total limit accepted |
| Yonkers | | 10-year term might be more | | by an insurer on an individual risk, |
| Englewood | | appropriate for someone nearing | | including the amount to be reinsured. |
| Lubbock | | retirement. | | |
| Pompano Beach | | | | Leasehold: An agreement which |
| Gaithersburg | | The quickest and easiest way to | | gives a person the right to use and |
| Sioux Falls | | shop for new insurance is by | | occupy property. |
| Phoenix | | comparing rates at InsWebs online | | |
| Mobile | | marketplace. If you do it the | | Captive Agent: One who sells |
| Hollywood | | old-fashioned way (by calling or | | insurance for only one company as |
| Ann Arbor | | visiting multiple agents or insurance | | opposed to an agent who represents |
| Vineland | | companies) it could take up a huge | | several companies. |
| Kingsport | | chunk of your time, which no one | | |
| Sacramento | | wants or needs. By completing | | Deflation: An economic period |
| Gulfport | | InsWebs online application, you will | | characterized by falling prices, high |
| Glendale | | have rates to compare to your old | | unemployment and a generally |
| Reading | | ones within minutes! | | sluggish or slow economy. |