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| Independence | | Individuals who have 30-year | | Amendment: A formal document |
| Jersey City | | mortgages might want to consider a | | which corrects or revises an |
| Fall River | | 30-year term to ensure that the house | | insurance master policy. |
| Long Island City | | is protected throughout the period of | | |
| Delray Beach | | the loan. | | New For Old: Replacing old |
| Abilene | | | | damaged parts or equipment with |
| Des Moines | | Healthy people have the best | | new ones rather than repairing them. |
| Santa Clara | | mortality risks and thus are much | | |
| Dubuque | | cheaper for companies to insure. This | | First Party Insurance: Insurance which |
| Saginaw | | translates into lower rates for the | | applies to coverage for the insured's |
| Cedar Rapids | | Super Preferred customer than | | own property or person. Contrast with |
| Killeen | | someone with higher risk factors such | | Third Party Insurance. |
| Omaha | | as a heart condition, cancer or | | |
| Englewood | | diabetes. Conversely, if you were | | Claim Report: A report filed by an |
| Las Vegas | | unhealthy when you acquired your | | agent setting forth the facts of a claim. |
| Johnstown | | policy, and your health has now | | Same as Loss Report. |
| Bakersfield | | improved, it might be time to shop for | | |
| Cincinnati | | a new policy, as your rates are likely | | Paid-In Surplus: Surplus paid in by |
| Mansfield | | to be lower. | | stockholders, as contrasted with |
| Phoenix | | | | surplus earned through the |
| White Plains | | If you decide to cancel your policy | | operations of a business. |
| Joliet | | (after acquiring new coverage) | | |
| Cape Coral | | outside of the 30-day period, you may | | Tariff Rate: A rate established by a |
| Jersey City | | have to pay a fee or penalty. | | rating organization, which comes from |
| Shreveport | | However, you may still save money | | the tables, schedules and rules found |
| Virginia Beach | | after paying the fee if your new policy | | in the tariff of rates. |
| Macon | | affords you significant savings. So | | |
| Pensacola | | while it is best to wait until your | | United States Aircraft Insurance |
| Yonkers | | receive your renewal notice, you CAN | | Group: A group of insurers providing |
| Columbia | | cancel your policy at any time. | | facilities for all forms of Aviation |
| Frederick | | | | Insurance. |
| Wichita | | Why not take advantage of current | | |
| Chula Vista | | low prices? Many auto insurance | | Nonassignable: A policy that the |
| Oxnard | | consumers are becoming educated | | owner cannot assign to a third party. |
| Venice | | on other companies, plans, and rates | | Most policies are nonassignable |
| Vineland | | that are available to them; ones that | | unless approval is given by the |
| Richmond | | could afford them significant savings | | insurer. |
| White Plains | | on their auto insurance. | | |
