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| Springfield | | Make sure you have a new policy in | | Accidental Bodily Injury: An injury |
| Palo Alto | | place before you cancel your old one | | sustained accidentally. Only the result |
| Jacksonville | | to avoid a lapse in coverage. This will | | need be accidental. Contrast with |
| Berkeley | | also prevent having to figure out the | | Accidental Means. |
| Slidell | | amount of any unused premium that is | | |
| Jonesboro | | due to you from your old insurance | | Malicious Mischief: Similar to |
| Springfield | | company, or having to spar with your | | vandalism. Purposely damaging the |
| Brooklyn | | agent about exactly when your policy | | rights or property of another. |
| Lubbock | | was cancelled and how much they | | |
| Inglewood | | owe you. | | Submitted Business: Applications for |
| Spokane | | | | insurance submitted to an insurer but |
| Chattanooga | | The quickest and easiest way to | | not yet acted upon by it. |
| Sioux Falls | | shop for new insurance is by | | |
| Toledo | | comparing rates at InsWebs online | | Nonassignable: A policy that the |
| Albany | | marketplace. If you do it the | | owner cannot assign to a third party. |
| Ventura | | old-fashioned way (by calling or | | Most policies are nonassignable |
| High Point | | visiting multiple agents or insurance | | unless approval is given by the |
| Edmond | | companies) it could take up a huge | | insurer. |
| Boulder | | chunk of your time, which no one | | |
| Muskegon | | wants or needs. By completing | | Brick Veneer Construction: Refers to |
| Lafayette | | InsWebs online application, you will | | a building where the outside walls are |
| Albuquerque | | have rates to compare to your old | | constructed of wood with a facing of a |
| Stockton | | ones within minutes! | | single layer of brick. |
