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| Mesquite | | Why not take advantage of current | | Book Value: Refers to the value of |
| Huntington | | low prices? Many auto insurance | | assets as shown in the official |
| Dallas | | consumers are becoming educated | | accounting records of the company. |
| Omaha | | on other companies, plans, and rates | | |
| Cleveland | | that are available to them; ones that | | Calendar Year Experience: This |
| Portsmouth | | could afford them significant savings | | measures the premiums and losses |
| Dothan | | on their auto insurance. | | entered on accounting records during |
| Brooklyn | | | | the 12-month calendar. |
| San Bernardino | | The quickest and easiest way to | | |
| Abilene | | shop for new insurance is by | | Liabilities: Money owed or expected |
| Erie | | comparing rates at InsWebs online | | to be owed. Insurance company |
| Montgomery | | marketplace. If you do it the | | financial statements, for instance, |
| Las Vegas | | old-fashioned way (by calling or | | show assets and liabilities. |
| Dayton | | visiting multiple agents or insurance | | |
| Mesquite | | companies) it could take up a huge | | Accidental Bodily Injury: An injury |
| Biloxi | | chunk of your time, which no one | | sustained accidentally. Only the result |
| Decatur | | wants or needs. By completing | | need be accidental. Contrast with |
| Fort Lauderdale | | InsWebs online application, you will | | Accidental Means. |
| San Bernardino | | have rates to compare to your old | | |
| Lexington | | ones within minutes! | | Premises: The particular location of |
| Westbury | | | | property or a portion thereof as |
| Portsmouth | | While some companies raise their | | designated in a policy. |
| Palm Harbor | | prices based on your actual age, | | |
| Portsmouth | | most companies increase the price of | | Divided Cover: The placing of |
| Toms River | | their policies six months before your | | insurance on a given subject or |
| Worcester | | birthday. Its a term called Age | | object with more than one insurer. |
| Modesto | | Nearest in the industry, and that | | |
| Olympia | | half-year price increase could really | | Interline Endorsement: Commercial |
| Silver Spring | | add up over a 20-year term policy. As | | endorsements that apply, or could |
| Long Island City | | above, the quicker you purchase your | | apply, to more than one coverage |
| Monroe | | policy the better. | | part of a package policy. |