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| New York | | Make sure you have a new policy in | | Expense Allowance: A compensation |
| Sunnyvale | | place before you cancel your old one | | paid to an insurance agent in excess |
| Springfield | | to avoid a lapse in coverage. This will | | of prescribed commissions. |
| Lake Charles | | also prevent having to figure out the | | |
| Fort Collins | | amount of any unused premium that is | | Time Limits: The limits of time within |
| Salt Lake City | | due to you from your old insurance | | which notice of a claim and proof of a |
| Stamford | | company, or having to spar with your | | loss must be submitted. |
| Palm Harbor | | agent about exactly when your policy | | |
| Bellevue | | was cancelled and how much they | | Single Limit: Any insurance coverage |
| Albuquerque | | owe you. | | which is expressed as a single |
| Dothan | | | | amount of insurance, or a single limit |
| Lake Worth | | While some companies raise their | | of liability. Contrast with Split Limit. |
| Bakersfield | | prices based on your actual age, | | |
| Belleville | | most companies increase the price of | | Indemnify: To restore the victim of a |
| Canton | | their policies six months before your | | loss to the same position as before |
| Akron | | birthday. Its a term called Age | | the loss occurred. |
| Sumter | | Nearest in the industry, and that | | |
| Columbus | | half-year price increase could really | | War Risk Insurance: Insurance |
| Coral Springs | | add up over a 20-year term policy. As | | covering damage caused by war. |
| Lawton | | above, the quicker you purchase your | | Most often written by Ocean Marine |
| Lowell | | policy the better. | | Insurance companies covering |
| Florissant | | | | vessels. |
| Austin | | At InsWeb, you can compare free | | |
| Garland | | online insurance quotes from many of | | First Party Insurance: Insurance which |
| Mesquite | | the nations leading insurance | | applies to coverage for the insured's |
| Chicago | | companies. | | own property or person. Contrast with |
| Rome | | | | Third Party Insurance. |
| Long Island City | | Individuals who have 30-year | | |
| Williamsburg | | mortgages might want to consider a | | Flat Cancellation: A policy which is |
| High Point | | 30-year term to ensure that the house | | cancelled upon its effective date. |
| Manchester | | is protected throughout the period of | | Usually under a flat cancellation no |
| Fort Collins | | the loan. | | premium charge is made. |