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| Bellevue | | While some companies raise their | | Producer: A term applied to an agent, |
| Winter Haven | | prices based on your actual age, | | solicitor or other person who sells |
| Memphis | | most companies increase the price of | | insurance. |
| Chicago | | their policies six months before your | | |
| Grand Prairie | | birthday. Its a term called Age | | Minimum Premium: The smallest |
| Newport News | | Nearest in the industry, and that | | amount of premium for which an |
| Duluth | | half-year price increase could really | | insurer will issue coverage under a |
| Corpus Christi | | add up over a 20-year term policy. As | | given policy. |
| Gainesville | | above, the quicker you purchase your | | |
| Coral Springs | | policy the better. | | Public Adjuster: An insurance adjuster |
| Cape Coral | | | | who represents an insured on a fee |
| Cambridge | | Life insurance, specifically Term Life, | | basis in claims settlement. Contrast |
| Riverside | | is arguably one of the best values in | | with Independent Adjuster. |
| Newport News | | the entire financial services arena. | | |
| El Paso | | Where else can you go and get | | Notice of Cancellation: Written notice |
| Tempe | | hundreds of thousands of dollars in | | by an insurer of intent to cancel |
| Pasadena | | protection for literally pennies per | | insurance, or written notice by an |
| Longview | | day? Rates for Term Life insurance | | insured requesting cancellation. |
| Amarillo | | remain at all-time lows, and now is the | | |
| Harlingen | | time to lock in the best prices. | | First Party Insurance: Insurance which |
| Chattanooga | | | | applies to coverage for the insured's |
| Bayside | | Shopping around is the best way to | | own property or person. Contrast with |
| Bloomington | | save money on your insurance. | | Third Party Insurance. |