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| Des Moines | | The quickest and easiest way to | | Cut Rate: This term generally applies |
| San Antonio | | shop for new insurance is by | | to insurance companies who charge |
| Norfolk | | comparing rates at InsWebs online | | premiums below a normal or average |
| Canton | | marketplace. If you do it the | | rate. |
| Pompano Beach | | old-fashioned way (by calling or | | |
| Louisville | | visiting multiple agents or insurance | | Amendment: A formal document |
| Goldsboro | | companies) it could take up a huge | | which corrects or revises an |
| Independence | | chunk of your time, which no one | | insurance master policy. |
| Costa Mesa | | wants or needs. By completing | | |
| Poughkeepsie | | InsWebs online application, you will | | Broker of Record: A broker who has |
| Reading | | have rates to compare to your old | | been designated to handle certain |
| Miami | | ones within minutes! | | insurance contracts for the |
| Orlando | | | | policyholder. |
| Winter Park | | Shopping around is the best way to | | |
| Pittsburgh | | save money on your insurance. | | Federal Deposit Insurance |
| Fort Lauderdale | | | | Corporation (FDIC): An agency of the |
| Johnstown | | We offer quotes for auto insurance, | | federal government which insures |
| Sarasota | | life insurance, homeowners | | bank deposits up to a stated |
| Charleston | | insurance, health insurance, term life | | maximum. |
| Naperville | | insurance and more. | | |
| Johnstown | | | | Tabular Plan: A retrospective rating |
| Fort Myers | | If you have noticed that your auto | | plan, which uses tables to furnish the |
| Louisville | | insurance rates are still increasing | | various values for the rating formula. |
| Virginia Beach | | with each renewal, or even have not | | |
| Duluth | | gone down even though you have a | | Other Insurance: The existence of |
| Roanoke | | great driving record, this lower pricing | | other contracts covering the same |
| Santa Ana | | trend makes it more important then | | interest and perils. |
| Memphis | | ever that you shop around for auto | | |
| Riverside | | insurance. | | Burning Ratio: The ratio of losses |
| New York | | | | suffered to the amount of insurance in |
| Lafayette | | At InsWeb, you can compare free | | effect. |
| Cherry Hill | | online insurance quotes from many of | | |
| Alameda | | the nations leading insurance | | Valued: Relating to an agreement by |
| San Francisco | | companies. | | an insurer to pay a specified amount |
| Waco | | | | of money to or on behalf of the |
| York | | | | insured upon occurrence of a defined |
| Sacramento | | | | loss. |