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| Edmond | | Individuals who have 30-year | | Loss Frequency: The number of times |
| Garland | | mortgages might want to consider a | | a loss occurs over a specific period |
| Miami | | 30-year term to ensure that the house | | of time. |
| Joliet | | is protected throughout the period of | | |
| Youngstown | | the loan. | | Gross Line: The total limit accepted |
| Jasper | | | | by an insurer on an individual risk, |
| Jackson | | People who are trying to quit | | including the amount to be reinsured. |
| Fayetteville | | smoking, for example, might be best | | |
| Santa Monica | | suited purchasing a shorter term (and | | Tariff Rate: A rate established by a |
| Costa Mesa | | then replacing it with a longer term | | rating organization, which comes from |
| Chicago | | policy when they qualify for | | the tables, schedules and rules found |
| Norfolk | | non-tobacco prices). | | in the tariff of rates. |
