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| Lafayette | | Shopping around is the best way to | | Convention Values: Values assigned |
| Tacoma | | save money on your insurance. | | to insurers' assets in the convention |
| Fort Myers | | | | blank. |
| Plano | | The quickest and easiest way to | | |
| Anaheim | | shop for new insurance is by | | Retrospective Premium: The final |
| Rome | | comparing rates at InsWebs online | | premium in a retrospective rating |
| Lake Charles | | marketplace. If you do it the | | plan. See Retrospective Rating. |
| Warren | | old-fashioned way (by calling or | | |
| Cape Coral | | visiting multiple agents or insurance | | Nonassignable: A policy that the |
| Rockford | | companies) it could take up a huge | | owner cannot assign to a third party. |
| Baton Rouge | | chunk of your time, which no one | | Most policies are nonassignable |
| Glendale | | wants or needs. By completing | | unless approval is given by the |
| Las Cruces | | InsWebs online application, you will | | insurer. |
| Turlock | | have rates to compare to your old | | |
| Quincy | | ones within minutes! | | Admitted Company: An insurance |
| Huntington Beach | | | | company authorized and licensed to |
| Redlands | | At InsWeb, you can compare free | | do business in a given state. |
| Council Bluffs | | online insurance quotes from many of | | |
| Trenton | | the nations leading insurance | | Claim: A demand made by the |
| Asheville | | companies. | | insured, or the insured's beneficiary, |
| San Diego | | | | for payment of the benefits provided |
| Riverside | | We offer quotes for auto insurance, | | by the contract. |
| Rome | | life insurance, homeowners | | |
| Oceanside | | insurance, health insurance, term life | | Broker of Record: A broker who has |
| Ocala | | insurance and more. | | been designated to handle certain |
| Olympia | | | | insurance contracts for the |
| Cleveland | | Everyone has different needs, and | | policyholder. |
| Stockton | | not one size fits all when it comes to | | |
| Lima | | term life insurance. While it may make | | Shock Loss: A catastrophic loss so |
| Marietta | | sense for people in their 30s and 40s | | large that it has a material effect on |
| Austin | | to secure a 20-year term length, a | | the underwriting results of a company. |
| Scottsdale | | 10-year term might be more | | |
| Orange | | appropriate for someone nearing | | Partial Loss: A loss covered by an |
| Lawrenceville | | retirement. | | insurance policy which does not |
| Eugene | | | | completely destroy or render |
| Orange | | | | worthless the insured property. |
