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| Goldsboro | | If you have noticed that your auto | | Criticism: A correction suggested by a |
| Dallas | | insurance rates are still increasing | | rating or auditing bureau to an insurer. |
| Bethlehem | | with each renewal, or even have not | | |
| Irving | | gone down even though you have a | | Brokerage Business: Business |
| Fredericksburg | | great driving record, this lower pricing | | offered to an insurer by a broker. This |
| Turlock | | trend makes it more important then | | is sometimes called excess or |
| Zanesville | | ever that you shop around for auto | | surplus business. |
| Sioux City | | insurance. | | |
| Southfield | | | | Adjustment Bureau: A firm organized |
| Springfield | | While some companies raise their | | to provide adjustment services to |
| Dothan | | prices based on your actual age, | | insurers not wishing to create their |
| Ventura | | most companies increase the price of | | own claims division. |
| Eugene | | their policies six months before your | | |
| Tyler | | birthday. Its a term called Age | | Flat Cancellation: A policy which is |
| Saginaw | | Nearest in the industry, and that | | cancelled upon its effective date. |
| Huntsville | | half-year price increase could really | | Usually under a flat cancellation no |
| Stamford | | add up over a 20-year term policy. As | | premium charge is made. |
| High Point | | above, the quicker you purchase your | | |
| Santa Monica | | policy the better. | | Premium: The price of insurance |
| Riverside | | | | protection for a specified risk for a |
| Boca Raton | | Individuals who have 30-year | | specified period of time. |
| Richmond | | mortgages might want to consider a | | |
| Texarkana | | 30-year term to ensure that the house | | Inspection: Independent checking on |
| Whittier | | is protected throughout the period of | | facts about an applicant, |
| Las Cruces | | the loan. | | policyholder, or claimant, usually by a |
| Troy | | | | commercial inspection agency. |
| San Bernardino | | Life insurance, specifically Term Life, | | |
| Englewood | | is arguably one of the best values in | | Malinger: To feign a disability for the |
| Honolulu | | the entire financial services arena. | | purpose of continuing to collect |
| Bloomington | | Where else can you go and get | | benefits longer than actually |
| Fort Wayne | | hundreds of thousands of dollars in | | necessary. |
| Williamsburg | | protection for literally pennies per | | |
| Flushing | | day? Rates for Term Life insurance | | Agency: An insurance sales office |
| Thousand Oaks | | remain at all-time lows, and now is the | | which is directed by a agent, |
| Long Beach | | time to lock in the best prices. | | manager, independent agent, or |
| Newburgh | | | | company manager. |
