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| Huntington | | Individuals who have 30-year | | FICA. Federal Insurance Contributions |
| Waco | | mortgages might want to consider a | | Act: A law imposing a payroll tax to |
| York | | 30-year term to ensure that the house | | assist in funding Social Security |
| Anchorage | | is protected throughout the period of | | benefits. |
| Tallahassee | | the loan. | | |
| Duluth | | | | Independent Agent: An agent |
| Tampa | | Make sure you have a new policy in | | operating as an independent |
| Corona | | place before you cancel your old one | | contractor under the independent |
| Livonia | | to avoid a lapse in coverage. This will | | agency system. |
| Mesa | | also prevent having to figure out the | | |
| San Jose | | amount of any unused premium that is | | Brokerage Department: A department |
| Fall River | | due to you from your old insurance | | of an insurer whose purpose is to |
| Delray Beach | | company, or having to spar with your | | deal with brokers in the placing of |
| Green Bay | | agent about exactly when your policy | | insurance. |
| St. Louis | | was cancelled and how much they | | |
| Newburgh | | owe you. | | Indemnity: Restoration to the victim of |
| Cleveland | | | | a loss by payment, repair, or |
| Berkeley | | Life insurance, specifically Term Life, | | replacement. |
| Syracuse | | is arguably one of the best values in | | |
| Fort Smith | | the entire financial services arena. | | Deficit Carried Forward: The transfer |
| Allentown | | Where else can you go and get | | of a debit balance from one |
| Tallahassee | | hundreds of thousands of dollars in | | accounting period to another. |
| Coral Springs | | protection for literally pennies per | | |
| Spokane | | day? Rates for Term Life insurance | | Retail Credit Company: The former |
| Fullerton | | remain at all-time lows, and now is the | | name of Equifax, a credit reporting |
| Goldsboro | | time to lock in the best prices. | | organization. See Equifax. |
