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| Lawrenceville | | We offer quotes for auto insurance, | | Liabilities: Money owed or expected |
| Cincinnati | | life insurance, homeowners | | to be owed. Insurance company |
| Erie | | insurance, health insurance, term life | | financial statements, for instance, |
| Cape Coral | | insurance and more. | | show assets and liabilities. |
| Columbus | | | | |
| Fort Collins | | The best time to switch policies is | | Short Rate Premium: The premium |
| Warren | | within one month of receiving your | | required for issuing a policy for a |
| Billings | | policy renewal from your current | | period less than its normal term. |
| Cape Coral | | insurer. You can typically cancel your | | |
| Greensboro | | policy without any fees or penalties if | | Fictitious Groups: Groups formed |
| Spartanburg | | you act within this time period. | | primarily for the purpose of buying |
| Redlands | | | | insurance. Under the law such groups |
| Flushing | | If you decide to cancel your policy | | may not be underwritten. |
| Colorado Springs | | (after acquiring new coverage) | | |
| Decatur | | outside of the 30-day period, you may | | Net Retention: The amount of |
| Edison | | have to pay a fee or penalty. | | insurance that a ceding company |
| Costa Mesa | | However, you may still save money | | keeps for its own account and does |
| Anchorage | | after paying the fee if your new policy | | not reinsure. |
| Biloxi | | affords you significant savings. So | | |
| Silver Spring | | while it is best to wait until your | | Preferred Risk: Any risk considered |
| Norwalk | | receive your renewal notice, you CAN | | to be better than the standard risk on |
| Johnstown | | cancel your policy at any time. | | which the premium rate was |
| Council Bluffs | | | | calculated. |
| Daytona Beach | | Shopping around is the best way to | | |
| Columbus | | save money on your insurance. | | Admitted (or Allowed) Assets: Assets |
| Milwaukee | | | | whose values are permitted by state |
| Berkeley | | At InsWeb, you can compare free | | law to be included in the annual |
| Harlingen | | online insurance quotes from many of | | statement of the insurer. |
| Spokane | | the nations leading insurance | | |
| Dallas | | companies. | | License: A certification of authority for |
| Long Island City | | | | an agent or insurer to operate, given |
| Panama City | | If you have noticed that your auto | | by the appropriate jurisdiction. |
| Marietta | | insurance rates are still increasing | | |
| Irvine | | with each renewal, or even have not | | You/Your: These words are used to |
| Lima | | gone down even though you have a | | refer to the named insured in many of |
| Chandler | | great driving record, this lower pricing | | the modernized/personalized policy |
| Jackson | | trend makes it more important then | | forms. |
| Allentown | | ever that you shop around for auto | | |
| Fremont | | insurance. | | |
